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7 Benefits Seniors Are Entitled In 2021, But Often Forget To Claim

Don't make a move on your bills until you read this...  

New savings discounts are now available for seniors that can help you to save money and improve your lifestyle. They are truly incredible discounts but most people have never heard about!

Furthermore, the only way you get them is if you ask. So most Seniors never receive them, and save the money that they are entitled to.  

National Penny has compiled the 7 best senior discounts + savings deals available to seniors in the United States (plus a couple bonuses). On this page you will find a short description of each as well as a direct link in order to make it easier to take advantage of each discount.  

There are no limits to the number of discount that you can claim (we recommend you claim at least 2 offers below before they expire). Keep in mind that many of these offers expire very soon, so it's important that you act quickly.

1. Born Before 1964? Get $3,708/Year Off Your Mortgage With The Lucrative "RaTO" Program

Still unknown to many homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,708 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change.

So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2021, but as everything the rules may change soon. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace.

Here's What You Need To Do

Step 1: Click how long you've lived in your home to instantly check your eligibility for free.

Step 2: View your new lower rate and save money!

1-4
Click Here To See If You Qualify ➤

2. Senior Drivers With No Tickets In 3 Years Should Do This

You probably don't know that you can save up to $536 per year (or up to 40% cheaper than what you pay) on auto insurance if:

1. You drive less than 75 miles a day

2. You've had no accidents or tickets in the last 6 months

This free service lets you know how much you can save on auto insurance per month, and how much your new auto insurance will be. 

Take this 30-second survey to calculate your savings >>

Number Of Miles You Drive Per Day

Under 25
50 - 75

3. No Life Insurance? You'll Want To Use This Brilliant Life Insurance Trick

If you don't have life insurance, you better read this  

When people visit Life Insurance Yes, to check for life insurance quotes, many are surprised by the results. Most seniors can't believe that the available rates are actually real, but the truth is that they are, since rates have dropped considerably for life insurance policies in recent years.

The reality is, thanks to a new policy it is now easy to qualify for $250,000 in life insurance with no medical exam (optional).  

Click Your Age

Under 45

4. Seniors On Medicare Get $1,728 Added Back To Social Security Checks

If you're 65 years or older and currently on Medicare, a new Medicare Advantage Policy could boost your Social Security check by up to $144 per month along with cutting down your're out of pocket medical expenses. You'll be shocked to see how much you could qualify for!

It costs nothing to check and takes maybe 2 minutes, so it’s very much worth your time. Tap below, and see what’s available to you.

Check My Eligibility Now ➤

5. Enjoy Eating Out With Senior Discounts

If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.  

Keep in mind that deals may vary at participating locations and can change without notice.  

McDonald’s: discounts on coffee and beverages (55+) ■ Whataburger: free drink with purchase of a meal, depending on location (55+) ■ Wendy’s: give free coffee or other discounts depending on location ■ Piccadilly Cafeteria: 10% discount with “Prime Time for Seniors” card ■ IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations ■ Golden Corral: Senior discount varies by location ■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location) ■ Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+) ■ Subway: 10% off (60+) varies by location ■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items ■ Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+) ■ Sizzler: Offers “Honored Guest Menu” (60+) varies by location ■ Papa John’s Senior Discount: check with your local stores (no standard senior discount policy) ■ Old Country Buffet: Daily discounts for seniors (55+) ■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours ■ Fazoli’s: Join “Club 62” for special senior menu items (62+) ■ KFC: free small drink with any meal depending on location (55+) ■ Country Kitchen: Great Senior Menu (55+) ■ Burger King: 10% discount on purchase depending on location (60+)

6. Never Pay Another Electric Bill Again — Federal Program Pays Homeowners To Go Solar And And Enjoy $0 Electric Bills

Here's something the power company doesn't want you to know. A little-known government program gives homeowners who live in these certain areas a big incentive to switch to solar.

The program is called the Federal Residential Renewable Energy Tax Incentive, which provides subsidies and rebates that can cover the costs to go solar and get rid of the electric company once and for all. In fact, the average tax break gives back $4,860 for installing solar panels.

Has your power company told you that? Most likely not. That's because once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the energy companies are not too thrilled about that.

Homeowners should check to see if your home qualifies here before the program expires. Connect with solar installers and be on your way to eliminating electric bills.

7. Homeowners In Eligible Zip Codes Get $1,632/yr Back On Their Home Insurance

Here's A Clever Way That American Homeowners Are Saving $1,632 a Year.

Still unknown to many is a brilliant online tool being dubbed as "The Amazon of Home Insurance" that could benefit millions of Americans and reduce their payments by as much as $1,632 per year! You could bet the home insurance companies aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before the rules change.

» Check If Your ZIP Qualifies Here

So while the insurance companies pray that you don't learn about this, experts are making a nationwide push and urging homeowners to take advantage of this free online tool. This tool is currently online as of today, but it could be taken down at any time. But the good news is that once you're in, you're in. If lowering your payments and keeping cash in your pocket would help you, it's vital you act now and see if you could qualify for massive savings in today's marketplace.

Urgent: So many homeowners cold still benefit today, but sadly, many do not realize this online tool exists. Remember, this online tool is free and there's absolutely NO COST to see if you qualify for a cheaper home insurance plan. See if you qualify before it's gone >>

How Do I Qualify?

Step 1: Click how long you've lived in your home to instantly check your eligibility for free

Step 2: View your new lower rate and save! Click here to get your new rate

How many years have you lived in your home?

8. (Bonus) Transfer Your Old VHS Tapes, Photos & Film To DVD & Digital

Do you know anyone that has lots of older tapes, films, photographs, slides or negatives? There is now an easy and affordable way to preserve these awesome memories by digitizing them and saving them for years to come: iMemories.  

Just send your old tapes, films, photographs, slides and negatives to iMemories using one of their Safe Ship Kits. iMemories will organize it all, then save, copy, and convert them into a digital format.  

Now your old photos, film, VHS tapes, and other memories can easily be viewed, shared and enjoyed by your entire family on any modern device. Memories that were rarely seen can be shared with friends and family from computers, tablets, and mobile devices forever, and never lost! Even if the memories are old and damaged iMemories can convert them to digital.  

Over half-a-million families have trusted iMemories to digitize their memories. iMemories has never lost customer's original copies in their 10 years of business. You'll get every original back guaranteed.  

Visit the iMemories homepage to learn more and get 50% off your order.

9. (Bonus) Get A Home Warranty And Never Pay For Covered Home Repairs Again

Still unknown to many seniors is a brilliant Home Warranty Program called Choice Home Warranty, that could help benefit millions of households and help them never pay for covered appliance failures, furnace breakdowns, electrical issues and so much more.  

You likely have homeowners insurance, right? The Choice Home Warranty Plan is similar to a homeowners insurance plan, but it actually covers many things that an insurance plan won't, like a broken fridge, furnace, or an electrical malfunction on a ceiling fan. In fact many homeowners like to get the Choice Home Warranty Plan to pair with their homeowners insurance.  

Often times, new homeowners are offered a 1 or 2 year home warranty plan when they purchase their home. This can be a huge bonus for the home buyer since it takes away the stress of having to pay for likely issues that might come up during the first year or two of owning the home. Issues such as a broken refrigerator or dishwasher aren't fun to deal with. Or how about a broken furnace or air conditioner? These would likely cost $1,000s of dollars to repair.  

Luckily, homeowners now have the option to get a home warranty plan anytime after they bought their home. Even if you've lived there for 20 years, you can still get your own home warranty plan that will cover the cost of many unforseen home repairs.

10. (Bonus) Enjoy A New Movie At A Discounted Price

Who doesn't love going to the movies? As seniors, it's even better! Nowadays, many cinemas offer seniors a variety of discounts to take advantage of. Below is a list of some of the best ones:  

AMC Theaters (60+): 30% Discount on purchase Regal Cinamas (60+): 35% Discount on purchase Georgia Theater (Varies): Discounts vary by location Alamo Drafthouse Cinemas (60+): Matinees only $6 on weekdays B&B Theaters (60+): $1-$2 Ticket discounts Celebration Cinemas (60+): $2 Discounts on all evening shows Fridley Theaters (All ages): "Bargain Day" every Tuesday Marcus Theaters (60+): $5 Matinees on Fridays Showcase Cinemas (60+): "Senior Wednesdays" discounted ticket prices  

So enjoy a day or night out at the movies!

11. (Bonus) Seniors Who Own Their Home Can Save On Window Replacements

Savvy homeowner know how much good windows can save them on their monthly energy bills, and how much older worn out windows can cost them. Unfortunately, in the past replacing windows could cost a fortune, and not replacing them meant leaks mold and higher bills.  

Fortunately, a new site called Windows Remodel Connection helps seniors find new windows at discounted prices, resulting in great windows at a price that makes sense.  

This website gets the top vendors in your area to compete for your business online so you can get a free quote without the hassle. Find out how much you can save (some people are able to put $0 down and get financing, so they save on their electric bill each month and just put that savings towards the windows). 

Get your free quote today and see how much you can save!

12. (Bonus) How To Empty Your Bowels Every Morning? Yale Cardiologist Explains How

According to Dr. Steven Gundry — a world-renowned heart surgeon — many so-called “health foods” in the American diet contain a dangerous toxin that could be expanding your waistline. “This toxin causes micro-tears to form in your fragile intestinal-wall — allowing bacteria and waste products to seep into your body.” Says Dr. Gundry.

Dr. Gundry explains, “These side effects are often mistaken for normal signs of aging, because they usually develop over a matter of years, and sometimes even decades. But I can assure you, the damage caused by these so-called “health foods” is far from normal.” The good news is, you can support the health of your gut from your own home. 

Click to learn how.

13. (Bonus) Top Doctor Shares Known Method For Reducing Dark Spots (It's Genius)

Dr. Steven Gundry — a personal physician to Tony Robbins and Fortune 500 executives — is now tackling a common (and frustrating) skin issue that’s stumped experts for years. During this free presentation, the doctor will reveal the truth about dark spots, common skin agers that can add years — even decades — to your appearance. During this video, he unveils the real reason that you are getting dark spots (Hint: it isn’t just the sun!).

Dr. Gundry will also reveal his shocking home method for dramatically reducing dark spots and helping prevent new ones from forming. This simple trick takes less than one minute a day, and can help support even, clear skin without lasers or surgery. In fact, when real-life people tried this method out, the results were astounding. Click here to watch now.

14. (Bonus) Seniors Can Travel The World For Less

Many cruises offer discounts for seniors if you book long enough in advance. Another tip most people don't know about is that if you are traveling alone, you can book a single occupancy room and pay less.

If you are traveling by train, consider Amtrak. They offer a 15% discount to seniors. You can also find discounted airline tickets for seniors, but this might require a little more work.  

Some airlines only offer these discounts on specific flights, and oftentimes you can't apply them online. Nonetheless, if you are willing to do the research, chances are that you will be able to keep your prices down.

15. (Bonus) Every Senior Should Wear This $49 Fit Watch

This new smartwatch is taking over the US. But why is it so popular and selling out everywhere?

It can measure your blood pressure, blood oxygen level (SpO2), heart rate, calculate your beats per minute (BPM). All in real-time.

The KoreTrak watch can help you keep track of your heart rate and other vitals. Get some peace of mind knowing that you can seek medical help before it's too late...

It can also count your steps, your calories, your fitness activity...

The best part? It's only $49. It's not available on Amazon or eBay. 

Buy it now while the price holds >>

Advertorial

Benefits Seniors Are Entitled In 2021, But Often Forget To Claim

Don't make a move on your bills until you read this...  

New savings discounts are now available for seniors that can help you to save money and improve your lifestyle. They are truly incredible discounts but most people have never heard about!

Furthermore, the only way you get them is if you ask. So most Seniors never receive them, and save the money that they are entitled to.  

National Penny has compiled the 7 best senior discounts + savings deals available to seniors in the United States (plus a couple bonuses). On this page you will find a short description of each as well as a direct link in order to make it easier to take advantage of each discount.  

There are no limits to the number of discount that you can claim (we recommend you claim at least 2 offers below before they expire). Keep in mind that many of these offers expire very soon, so it's important that you act quickly.

1. Born Before 1964? Get $3,708/Year Off Your Mortgage With The Lucrative "RaTO" Program

Still unknown to many homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,588 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change.

So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2021, but as everything the rules may change soon. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace.

Here's What You Need To Do

Step 1: Click on your state below to see if you are eligible

Step 2: Answer a few questions (takes about a minute) and see your new rate

2. Senior Drivers With No Tickets In 3 Years Should Do This

You probably don't know that you can save up to $536 per year (or up to 40% cheaper than what you pay) on auto insurance if:

1. You drive less than 75 miles a day

2. You've had no accidents or tickets in the last 6 months

This free service lets you know how much you can save on auto insurance per month, and how much your new auto insurance will be. 

Take this 30-second survey to calculate your savings >>

Number Of Miles You Drive Per Day

3. Top Doctor Shares Known Method For Reducing Dark Spots (It's Genius)

Dr. Steven Gundry — a personal physician to Tony Robbins and Fortune 500 executives — is now tackling a common (and frustrating) skin issue that’s stumped experts for years. During this free presentation, the doctor will reveal the truth about dark spots, common skin agers that can add years — even decades — to your appearance. During this video, he unveils the real reason that you are getting dark spots (Hint: it isn’t just the sun!).

Dr. Gundry will also reveal his shocking home method for dramatically reducing dark spots and helping prevent new ones from forming. This simple trick takes less than one minute a day, and can help support even, clear skin without lasers or surgery. In fact, when real-life people tried this method out, the results were astounding. Click here to watch now.

4. How To Empty Your Bowels Every Morning? Yale Cardiologist Explains How

According to Dr. Steven Gundry — a world-renowned heart surgeon — many so-called “health foods” in the American diet contain a dangerous toxin that could be expanding your waistline. “This toxin causes micro-tears to form in your fragile intestinal-wall — allowing bacteria and waste products to seep into your body.” Says Dr. Gundry.

Dr. Gundry explains, “These side effects are often mistaken for normal signs of aging, because they usually develop over a matter of years, and sometimes even decades. But I can assure you, the damage caused by these so-called “health foods” is far from normal.” The good news is, you can support the health of your gut from your own home. 

Click to learn how.

5. Enjoy Eating Out With Senior Discounts

If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.  

Keep in mind that deals may vary at participating locations and can change without notice.  

McDonald’s: discounts on coffee and beverages (55+) ■ Whataburger: free drink with purchase of a meal, depending on location (55+) ■ Wendy’s: give free coffee or other discounts depending on location ■ Piccadilly Cafeteria: 10% discount with “Prime Time for Seniors” card ■ IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations ■ Golden Corral: Senior discount varies by location ■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location) ■ Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+) ■ Subway: 10% off (60+) varies by location ■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items ■ Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+) ■ Sizzler: Offers “Honored Guest Menu” (60+) varies by location ■ Papa John’s Senior Discount: check with your local stores (no standard senior discount policy) ■ Old Country Buffet: Daily discounts for seniors (55+) ■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours ■ Fazoli’s: Join “Club 62” for special senior menu items (62+) ■ KFC: free small drink with any meal depending on location (55+) ■ Country Kitchen: Great Senior Menu (55+) ■ Burger King: 10% discount on purchase depending on location (60+)

6. Homeowners In Eligible Zip Codes Get $1,632/yr Back On Their Home Insurance. Check If Your Area Qualifies...

Here's A Clever Way That American Homeowners Are Saving $1,632 a Year.

Still unknown to many is a brilliant online tool being dubbed as "The Amazon of Home Insurance" that could benefit millions of Americans and reduce their payments by as much as $1,632 per year! You could bet the home insurance companies aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before the rules change.

» Check If Your ZIP Qualifies Here

So while the insurance companies pray that you don't learn about this, experts are making a nationwide push and urging homeowners to take advantage of this free online tool. This tool is currently online as of today, but it could be taken down at any time. But the good news is that once you're in, you're in. If lowering your payments and keeping cash in your pocket would help you, it's vital you act now and see if you could qualify for massive savings in today's marketplace.

Urgent: So many homeowners cold still benefit today, but sadly, many do not realize this online tool exists. Remember, this online tool is free and there's absolutely NO COST to see if you qualify for a cheaper home insurance plan. See if you qualify before it's gone >>

How Do I Qualify?

Step 1: Click how long you've lived in your home to instantly check your eligibility for free

Step 2: View your new lower rate and save! Click here to get your new rate

How many years have you lived in your home?

7. Every Senior Should Wear This $49 Fit Watch

This new smartwatch is taking over the US. But why is it so popular and selling out everywhere?

It can measure your blood pressure, blood oxygen level (SpO2), heart rate, calculate your beats per minute (BPM). All in real-time.

The KoreTrak watch can help you keep track of your heart rate and other vitals. Get some peace of mind knowing that you can seek medical help before it's too late...

It can also count your steps, your calories, your fitness activity...

The best part? It's only $49. It's not available on Amazon or eBay. 

Buy it now while the price holds >>

8. (Bonus) No Life Insurance? You'll Want To Use This Brilliant Life Insurance Trick

If you don't have life insurance, you better read this  

When people visit National Family Life Insurance, to check for life insurance quotes, many are surprised by the results. Most seniors can't believe that the available rates are actually real, but the truth is that they are, since rates have dropped considerably for life insurance policies in recent years.

The reality is, thanks to a new policy it is now easy to qualify for $250,000 in life insurance with no medical exam (optional).  

Click Your Age

9. (Bonus) Get A Home Warranty And Never Pay For Covered Home Repairs Again

Still unknown to many seniors is a brilliant Home Warranty Program called Choice Home Warranty, that could help benefit millions of households and help them never pay for covered appliance failures, furnace breakdowns, electrical issues and so much more.  

You likely have homeowners insurance, right? The Choice Home Warranty Plan is similar to a homeowners insurance plan, but it actually covers many things that an insurance plan won't, like a broken fridge, furnace, or an electrical malfunction on a ceiling fan. In fact many homeowners like to get the Choice Home Warranty Plan to pair with their homeowners insurance.  

Often times, new homeowners are offered a 1 or 2 year home warranty plan when they purchase their home. This can be a huge bonus for the home buyer since it takes away the stress of having to pay for likely issues that might come up during the first year or two of owning the home. Issues such as a broken refrigerator or dishwasher aren't fun to deal with. Or how about a broken furnace or air conditioner? These would likely cost $1,000s of dollars to repair.  

Luckily, homeowners now have the option to get a home warranty plan anytime after they bought their home. Even if you've lived there for 20 years, you can still get your own home warranty plan that will cover the cost of many unforseen home repairs.

10. (Bonus) Enjoy A New Movie At A Discounted Price

Who doesn't love going to the movies? As seniors, it's even better! Nowadays, many cinemas offer seniors a variety of discounts to take advantage of. Below is a list of some of the best ones:  

AMC Theaters (60+): 30% Discount on purchase Regal Cinamas (60+): 35% Discount on purchase Georgia Theater (Varies): Discounts vary by location Alamo Drafthouse Cinemas (60+): Matinees only $6 on weekdays B&B Theaters (60+): $1-$2 Ticket discounts Celebration Cinemas (60+): $2 Discounts on all evening shows Fridley Theaters (All ages): "Bargain Day" every Tuesday Marcus Theaters (60+): $5 Matinees on Fridays Showcase Cinemas (60+): "Senior Wednesdays" discounted ticket prices  

So enjoy a day or night out at the movies!

11. (Bonus) Never Pay Another Electric Bill Again — Federal Program Pays Homeowners To Go Solar And And Enjoy $0 Electric Bills

Here's something the power company doesn't want you to know. A little-known government program gives homeowners who live in these certain areas a big incentive to switch to solar.

The program is called the Federal Residential Renewable Energy Tax Incentive, which provides subsidies and rebates that can cover the costs to go solar and get rid of the electric company once and for all. In fact, the average tax break gives back $4,860 for installing solar panels.

Has your power company told you that? Most likely not. That's because once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the energy companies are not too thrilled about that.

Homeowners should check to see if your home qualifies here before the program expires. Connect with solar installers and be on your way to eliminating electric bills.

12. (Bonus) If You Are Paying More Than $9/Month For Medicare, You MUST Do This

Open Enrollment Period Now Active: Did you know that over 95% of seniors are paying more than $5,000 per year out of pocket on medical expenses? Thats ridiculous!

All of your deductibles and co-pays could actually be covered with this replacement plan. However, these special plans are only available to those in qualified zip codes.

This is because the information hasn't been readily available until now, and also because many seniors get pushed into Medicare Supplement plans that don't actually provide good coverage. Fortunately, a lot of smart seniors out there are using this free service to find the perfect plan and save BIG.

Click here to learn more...

13. (Bonus) Seniors Can Travel The World For Less

Many cruises offer discounts for seniors if you book long enough in advance. Another tip most people don't know about is that if you are traveling alone, you can book a single occupancy room and pay less.

If you are traveling by train, consider Amtrak. They offer a 15% discount to seniors. You can also find discounted airline tickets for seniors, but this might require a little more work.  

Some airlines only offer these discounts on specific flights, and oftentimes you can't apply them online. Nonetheless, if you are willing to do the research, chances are that you will be able to keep your prices down.

14. (Bonus) Transfer Your Old VHS Tapes, Photos & Film To DVD & Digital

Do you know anyone that has lots of older tapes, films, photographs, slides or negatives? There is now an easy and affordable way to preserve these awesome memories by digitizing them and saving them for years to come: iMemories.  

Just send your old tapes, films, photographs, slides and negatives to iMemories using one of their Safe Ship Kits. iMemories will organize it all, then save, copy, and convert them into a digital format.  

Now your old photos, film, VHS tapes, and other memories can easily be viewed, shared and enjoyed by your entire family on any modern device. Memories that were rarely seen can be shared with friends and family from computers, tablets, and mobile devices forever, and never lost! Even if the memories are old and damaged iMemories can convert them to digital.  

Over half-a-million families have trusted iMemories to digitize their memories. iMemories has never lost customer's original copies in their 10 years of business. You'll get every original back guaranteed.  

Visit the iMemories homepage to learn more and get 50% off your order.

Advertorial

Benefits Seniors Are Entitled In 2021, But Often Forget To Claim

Don't make a move on your bills until you read this...  

New savings discounts are now available for seniors that can help you to save money and improve your lifestyle. They are truly incredible discounts but most people have never heard about!

Furthermore, the only way you get them is if you ask. So most Seniors never receive them, and save the money that they are entitled to.  

National Penny has compiled the 7 best senior discounts + savings deals available to seniors in the United States (plus a couple bonuses). On this page you will find a short description of each as well as a direct link in order to make it easier to take advantage of each discount.  

There are no limits to the number of discount that you can claim (we recommend you claim at least 2 offers below before they expire). Keep in mind that many of these offers expire very soon, so it's important that you act quickly.

1. Born Before 1964? Get $3,708/Year Off Your Mortgage With The Lucrative "RaTO" Program

Still unknown to many homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,588 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change.

So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2021, but as everything the rules may change soon. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace.

Here's What You Need To Do

Step 1: Click on your state below to see if you are eligible

Step 2: Answer a few questions (takes about a minute) and see your new rate

2. Senior Drivers With No Tickets In 3 Years Should Do This

You probably don't know that you can save up to $536 per year (or up to 40% cheaper than what you pay) on auto insurance if:

1. You drive less than 75 miles a day

2. You've had no accidents or tickets in the last 6 months

This free service lets you know how much you can save on auto insurance per month, and how much your new auto insurance will be. 

Take this 30-second survey to calculate your savings >>

Number Of Miles You Drive Per Day

3. No Life Insurance? You'll Want To Use This Brilliant Life Insurance Trick

If you don't have life insurance, you better read this  

When people visit Life Insurance Yes, to check for life insurance quotes, many are surprised by the results. Most seniors can't believe that the available rates are actually real, but the truth is that they are, since rates have dropped considerably for life insurance policies in recent years.

The reality is, thanks to a new policy it is now easy to qualify for $250,000 in life insurance with no medical exam (optional).  

Click Your Age

4. How To Empty Your Bowels Every Morning? Yale Cardiologist Explains How

According to Dr. Steven Gundry — a world-renowned heart surgeon — many so-called “health foods” in the American diet contain a dangerous toxin that could be expanding your waistline. “This toxin causes micro-tears to form in your fragile intestinal-wall — allowing bacteria and waste products to seep into your body.” Says Dr. Gundry.

Dr. Gundry explains, “These side effects are often mistaken for normal signs of aging, because they usually develop over a matter of years, and sometimes even decades. But I can assure you, the damage caused by these so-called “health foods” is far from normal.” The good news is, you can support the health of your gut from your own home. 

Click to learn how.

5. Enjoy Eating Out With Senior Discounts

If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.  

Keep in mind that deals may vary at participating locations and can change without notice.  

McDonald’s: discounts on coffee and beverages (55+) ■ Whataburger: free drink with purchase of a meal, depending on location (55+) ■ Wendy’s: give free coffee or other discounts depending on location ■ Piccadilly Cafeteria: 10% discount with “Prime Time for Seniors” card ■ IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations ■ Golden Corral: Senior discount varies by location ■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location) ■ Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+) ■ Subway: 10% off (60+) varies by location ■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items ■ Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+) ■ Sizzler: Offers “Honored Guest Menu” (60+) varies by location ■ Papa John’s Senior Discount: check with your local stores (no standard senior discount policy) ■ Old Country Buffet: Daily discounts for seniors (55+) ■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours ■ Fazoli’s: Join “Club 62” for special senior menu items (62+) ■ KFC: free small drink with any meal depending on location (55+) ■ Country Kitchen: Great Senior Menu (55+) ■ Burger King: 10% discount on purchase depending on location (60+)

6. Top Doctor Shares Known Method For Reducing Dark Spots (It's Genius)

Dr. Steven Gundry — a personal physician to Tony Robbins and Fortune 500 executives — is now tackling a common (and frustrating) skin issue that’s stumped experts for years. During this free presentation, the doctor will reveal the truth about dark spots, common skin agers that can add years — even decades — to your appearance. During this video, he unveils the real reason that you are getting dark spots (Hint: it isn’t just the sun!).

Dr. Gundry will also reveal his shocking home method for dramatically reducing dark spots and helping prevent new ones from forming. This simple trick takes less than one minute a day, and can help support even, clear skin without lasers or surgery. In fact, when real-life people tried this method out, the results were astounding. Click here to watch now.

7. Homeowners In Eligible Zip Codes Get $1,632/yr Back On Their Home Insurance. Check If Your Area Qualifies...

Here's A Clever Way That American Homeowners Are Saving $1,632 a Year.

Still unknown to many is a brilliant online tool being dubbed as "The Amazon of Home Insurance" that could benefit millions of Americans and reduce their payments by as much as $1,632 per year! You could bet the home insurance companies aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before the rules change.

» Check If Your ZIP Qualifies Here

So while the insurance companies pray that you don't learn about this, experts are making a nationwide push and urging homeowners to take advantage of this free online tool. This tool is currently online as of today, but it could be taken down at any time. But the good news is that once you're in, you're in. If lowering your payments and keeping cash in your pocket would help you, it's vital you act now and see if you could qualify for massive savings in today's marketplace.

Urgent: So many homeowners cold still benefit today, but sadly, many do not realize this online tool exists. Remember, this online tool is free and there's absolutely NO COST to see if you qualify for a cheaper home insurance plan. See if you qualify before it's gone >>

How Do I Qualify?

Step 1: Click how long you've lived in your home to instantly check your eligibility for free

Step 2: View your new lower rate and save! Click here to get your new rate

How many years have you lived in your home?

8. (Bonus) Get A Home Warranty And Never Pay For Covered Home Repairs Again

Still unknown to many seniors is a brilliant Home Warranty Program called Choice Home Warranty, that could help benefit millions of households and help them never pay for covered appliance failures, furnace breakdowns, electrical issues and so much more.  

You likely have homeowners insurance, right? The Choice Home Warranty Plan is similar to a homeowners insurance plan, but it actually covers many things that an insurance plan won't, like a broken fridge, furnace, or an electrical malfunction on a ceiling fan. In fact many homeowners like to get the Choice Home Warranty Plan to pair with their homeowners insurance.  

Often times, new homeowners are offered a 1 or 2 year home warranty plan when they purchase their home. This can be a huge bonus for the home buyer since it takes away the stress of having to pay for likely issues that might come up during the first year or two of owning the home. Issues such as a broken refrigerator or dishwasher aren't fun to deal with. Or how about a broken furnace or air conditioner? These would likely cost $1,000s of dollars to repair.  

Luckily, homeowners now have the option to get a home warranty plan anytime after they bought their home. Even if you've lived there for 20 years, you can still get your own home warranty plan that will cover the cost of many unforseen home repairs.

9. (Bonus) Transfer Your Old VHS Tapes, Photos & Film To DVD & Digital

Do you know anyone that has lots of older tapes, films, photographs, slides or negatives? There is now an easy and affordable way to preserve these awesome memories by digitizing them and saving them for years to come: iMemories.  

Just send your old tapes, films, photographs, slides and negatives to iMemories using one of their Safe Ship Kits. iMemories will organize it all, then save, copy, and convert them into a digital format.  

Now your old photos, film, VHS tapes, and other memories can easily be viewed, shared and enjoyed by your entire family on any modern device. Memories that were rarely seen can be shared with friends and family from computers, tablets, and mobile devices forever, and never lost! Even if the memories are old and damaged iMemories can convert them to digital.  

Over half-a-million families have trusted iMemories to digitize their memories. iMemories has never lost customer's original copies in their 10 years of business. You'll get every original back guaranteed.  

Visit the iMemories homepage to learn more and get 50% off your order.

10. (Bonus) Enjoy A New Movie At A Discounted Price

Who doesn't love going to the movies? As seniors, it's even better! Nowadays, many cinemas offer seniors a variety of discounts to take advantage of. Below is a list of some of the best ones:  

AMC Theaters (60+): 30% Discount on purchase Regal Cinamas (60+): 35% Discount on purchase Georgia Theater (Varies): Discounts vary by location Alamo Drafthouse Cinemas (60+): Matinees only $6 on weekdays B&B Theaters (60+): $1-$2 Ticket discounts Celebration Cinemas (60+): $2 Discounts on all evening shows Fridley Theaters (All ages): "Bargain Day" every Tuesday Marcus Theaters (60+): $5 Matinees on Fridays Showcase Cinemas (60+): "Senior Wednesdays" discounted ticket prices  

So enjoy a day or night out at the movies!

11. (Bonus) Never Pay Another Electric Bill Again — Federal Program Pays Homeowners To Go Solar And And Enjoy $0 Electric Bills

Here's something the power company doesn't want you to know. A little-known government program gives homeowners who live in these certain areas a big incentive to switch to solar.

The program is called the Federal Residential Renewable Energy Tax Incentive, which provides subsidies and rebates that can cover the costs to go solar and get rid of the electric company once and for all. In fact, the average tax break gives back $4,860 for installing solar panels.

Has your power company told you that? Most likely not. That's because once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the energy companies are not too thrilled about that.

Homeowners should check to see if your home qualifies here before the program expires. Connect with solar installers and be on your way to eliminating electric bills.

12. (Bonus) If You Are Paying More Than $9/Month For Medicare, You MUST Do This

Open Enrollment Period Now Active: Did you know that over 95% of seniors are paying more than $5,000 per year out of pocket on medical expenses? Thats ridiculous!

All of your deductibles and co-pays could actually be covered with this replacement plan. However, these special plans are only available to those in qualified zip codes.

This is because the information hasn't been readily available until now, and also because many seniors get pushed into Medicare Supplement plans that don't actually provide good coverage. Fortunately, a lot of smart seniors out there are using this free service to find the perfect plan and save BIG.

Click here to learn more...

13. (Bonus) Seniors Can Travel The World For Less

Many cruises offer discounts for seniors if you book long enough in advance. Another tip most people don't know about is that if you are traveling alone, you can book a single occupancy room and pay less.

If you are traveling by train, consider Amtrak. They offer a 15% discount to seniors. You can also find discounted airline tickets for seniors, but this might require a little more work.  

Some airlines only offer these discounts on specific flights, and oftentimes you can't apply them online. Nonetheless, if you are willing to do the research, chances are that you will be able to keep your prices down.

14. (Bonus) Every Senior Should Wear This $49 Fit Watch

This new smartwatch is taking over the US. But why is it so popular and selling out everywhere?

It can measure your blood pressure, blood oxygen level (SpO2), heart rate, calculate your beats per minute (BPM). All in real-time.

The KoreTrak watch can help you keep track of your heart rate and other vitals. Get some peace of mind knowing that you can seek medical help before it's too late...

It can also count your steps, your calories, your fitness activity...

The best part? It's only $49. It's not available on Amazon or eBay. 

Buy it now while the price holds >>