7 Benefits Seniors Are Entitled In 2023, But Often Forget To Claim

Don't make a move on your bills until you read this...  

New savings discounts are now available for seniors that can help you to save money and improve your lifestyle. They are truly incredible discounts but most people have never heard about!

Furthermore, the only way you get them is if you ask. So most Seniors never receive them, and save the money that they are entitled to.  

National Penny has compiled the 7 best senior discounts + savings deals available to seniors in the United States (plus a couple bonuses). On this page you will find a short description of each as well as a direct link in order to make it easier to take advantage of each discount.  

There are no limits to the number of discount that you can claim (we recommend you claim at least 2 offers below before they expire). Keep in mind that many of these offers expire very soon, so it's important that you act quickly.

1. Homeowners, Get Up To $185,000 To Use However You'd Like This Month Thanks To The Lucrative "FaCOP" Program

This is the #1 secret that you need to ask about today.

Still unknown to many homeowners is an amazing program called the FHA Cash-Out Plan (FaCOP) that could benefit millions of Americans and give them up to $185,000 in cash to use however they'd like! Many are seizing this once in a lifetime opportunity, but chances are most homeowners won't even know about it before the program ends for good.

American homeowners are paying for home renovations, funding their businesses, paying off debts & even taking vacations - all thanks to this home "cash out" program that is now available. Home values are through the roof right now and smart homeowners are taking advantage of their huge equity in their house and getting up to $185,000 back! There is NO COST to see if you qualify either.

So while the mortgage companies happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2023, but with a recession looming, it could end at any time. But the good news is that once you are approved, you’re in. If getting up to $185,000 to use however you'd like would help you, it’s vital you act now and see if you could qualify for FaCOP or better today’s marketplace.

How Do I Qualify?

Step 1: Click how long you've lived in your home to instantly check your eligibility for free

Step 2: View your cash-out and claim it! Click here to get your new rate

How many years have you lived in your home?

0-4 ➤
Click Here To See If You Qualify ➤

2. Homeowners In Eligible Zip Codes Can Save Up To $1,632/yr On Their Home Insurance. Check If Your Area Qualifies…

Here's A Clever Way That American Homeowners Are Saving up to $1,632 a Year.

Still unknown to many is a brilliant online tool being dubbed as "The Amazon of Home Insurance" that could benefit millions of Americans and reduce their payments by as much as $1,632 per year! You could bet the home insurance companies aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before the rules change.

» Check If Your ZIP Qualifies Here

So while the insurance companies pray that you don't learn about this, experts are making a nationwide push and urging homeowners to take advantage of this free online tool. This tool is currently online as of today, but it could be taken down at any time. But the good news is that once you're in, you're in. If lowering your payments and keeping cash in your pocket would help you, it's vital you act now and see if you could qualify for massive savings in today's marketplace.

Urgent: So many homeowners cold still benefit today, but sadly, many do not realize this online tool exists. Remember, this online tool is free and there's absolutely NO COST to see if you qualify for a cheaper home insurance plan. See if you qualify before it's gone >>

How Do I Qualify?

Step 1: Click how long you've lived in your home to instantly check your eligibility for free

Step 2: View your new lower rate and save! Click here to get your new rate

How many years have you lived in your home?

3. Miracle Sheets - The Cleanest Sheets...EVER!

Bed sheets haven't been innovative in years. They're a breeding ground for bacteria and dust mites. Miracle Sheets has created the most hygienic luxury sheets ever made. These amazing sheets utilize natural bacteria fighting silver for healthier skin and cleanliness.

Miracle Sheets also feature modern regulating fabrics so you can stay comfortable all night long. No more excessive laundry loads, bad odors and unhealthy skin!

If you want a great night's sleep and awesome mornings, make the switch to Miracle.

Learn More About Miracle Sheets And Get 42% Off

4. Get Up To $250,000 Of Term Life Coverage For As Low As $15/month!

If you have any family, life insurance is a must. Most people don't have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don't inherit your debts.

Life insurance companies know all of this and the bigger the policy, the more they profit. They've been getting away with charging high rates for years – but that's all coming to an end.

Thanks to a new special service, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Simply by using this new life insurance comparison website it's easy for anyone to see how cheap plans can be, regardless of age or medical history. The best part is it's totally free!

The website will run your options through their technology to automatically find the best life insurance policies available at the lowest possible price. Even if you already have a policy, it can find comparable plans at a much much lower price. You could easily end up saving up to 70% on life insurance!

No medical check and guaranteed acceptance policies are also available for adults of every age, even if you have been denied in the past.

Click here to see available plans.

5. Enjoy Eating Out With Senior Discounts

If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.  

Keep in mind that deals may vary at participating locations and can change without notice.  

McDonald’s: discounts on coffee and beverages (55+) ■ Whataburger: free drink with purchase of a meal, depending on location (55+) ■ Wendy’s: give free coffee or other discounts depending on location ■ Piccadilly Cafeteria: 10% discount with “Prime Time for Seniors” card ■ IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations

Dairy Queen: Receive a 10% discount or a small drink if you’re 55 or older ■ Golden Corral: Senior discount varies by location ■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location) ■ Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+) ■ Subway: 10% off (60+) varies by location ■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items ■ Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+) ■ Sizzler: Offers “Honored Guest Menu” (60+) varies by location ■ Papa John’s Senior Discount: check with your local stores (no standard senior discount policy) ■ Old Country Buffet: Daily discounts for seniors (55+) ■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours ■ Fazoli’s: Join “Club 62” for special senior menu items (62+) ■ KFC: free small drink with any meal depending on location (55+) ■ Country Kitchen: Great Senior Menu (55+) ■ Burger King: 10% discount on purchase depending on location (60+)

6. Senior Drivers With No Tickets In 3 Years Should Do This

Here’s what auto insurance companies don’t want you to know...and what thousands of consumers are quickly learning about their current auto insurance plan:

If you're paying more than $63 per month for auto insurance, this auto insurance comparison tool can help you check to see if you're overpaying in a few minutes. This is something every driver should be doing every 6 months or so to ensure that they are getting the best deal.

Insurance companies are always competing to win your business, but if you turn a blind eye and keep the same policy in place for a long period of time, your rates might have increased. By checking rates, drivers saved an average of $610 per year with a new policy.

Number Of Miles You Drive Per Day

50 - 75

7. How To Empty Your Bowels Every Morning? Yale Cardiologist Explains How

According to Dr. Steven Gundry — a world-renowned heart surgeon — many so-called “health foods” in the American diet contain a dangerous toxin that could be expanding your waistline. “This toxin causes micro-tears to form in your fragile intestinal-wall — allowing bacteria and waste products to seep into your body.” Says Dr. Gundry.

Dr. Gundry explains, “These side effects are often mistaken for normal signs of aging, because they usually develop over a matter of years, and sometimes even decades. But I can assure you, the damage caused by these so-called “health foods” is far from normal.” The good news is, you can support the health of your gut from your own home. 

Click to learn how.

8. (Bonus) Stop Paying For Home Appliance Repairs

Most seniors just don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands of dollars available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and many end up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix, most likely they will replace it.

Enter ZIP to Check Eligibility Here

How Do I Qualify?

Step 1: Click how long you've lived in your home to instantly check your eligibility for free

Step 2: View your instant free quote and save! Click here to get your free quote

How many years have you lived in your home?

9. (Bonus) How Much Money Could You Really Get From A Reverse Mortgage Loan4

Nearly 90% of seniors think the United States is experiencing a retirement savings crisis (AAG Retirement Savings Crisis Survey, November 2022). Eligible senior homeowners may take advantage of a reverse mortgage loan to help supplement their income and enjoy a more comfortable retirement.

A reverse mortgage loan can be a great way to increase cashflow, while helping get rid of your existing mortgage payment (a requirement of the loan). The borrower remains responsible for complying with the loan terms, which includes paying property taxes, homeowners insurance, and maintaining the home. It is crucial that you can go into your golden years with certainty, confidence, and control. With this extra cashflow, you can cover everyday expenses, repair or remodel your home, build a financial safety net, cover in-home medical costs, or even take the trip you've been wanting to go on. AAG, a division of Finance of America Reverse LLC, is a leader in the reverse mortgage industry. They put together a free info kit to educate you about the potential advantages of reverse mortgages.  NMLS ID 2285

How To Qualify:

Step 1: Click on property type below to see if you are eligible

Step 2: Enter Zip, answer a few questions and find out if a reverse mortgage is right for you

Single Family
Click Here To Learn More ➤

10. (Bonus) 2022 List of Senior Discounts for Groceries and More

As seniors, so much of our monthly budget ends up going to groceries and pharmacies. Below is a small (but growing) list of discounts that will help you save  

Walmart Pharmacy: Seniors with AARP cards save an average of 61%

Publix: 5% off every Wednesday (select locations)

Bi-Lo: 5% off every Wednesday

Fred Meyer: 10% First Tuesday of The Month

Harris Teeter: 5% off every Thursday

11. (Bonus) Homeowners Are Getting New Windows At A Huge Discount Using This

New service helping homeowners get Energy-Efficient windows in eligible zip codes.

Thanks to this service, homeowners no longer need to pay an arm and a leg to get new windows. Many homeowners want to replace old windows for new energy-efficient windows that provide a 100% seal (they don't let air in or out). This lowers energy consumption, since your home stays cooler longer in the summer, and warmer longer in the winter.

This website allows you to see if you qualify, and shows you the rebates and discounts you can take advantage of.

See If You Qualify Now Before It's Gone >>

It could end at any given time in 2023, but the good news is that once you're in, you're in. If your windows are older than 5 years, you may consider replacing them for new energy-efficient windows. Not only will you save on electricity in the long term, but you'll get a bargain rate right now. It's a free service and there's absolutely NO COST to see if you qualify.

How many years old is your home?

12. (Bonus) Transfer Your VHS Tapes, Film, And Photos To Digital And Enjoy Them Anywhere

If you’re like me, you have bins full of old home videos and family photos stashed away, gathering dust. Did you know those precious memories are in danger of being lost forever?

I learned the hard way that VHS tapes lose picture and sound over time, slowly turning to static. Make sure you transfer to digital now to keep your memories alive.

iMemories transfers your old home videos, photos and slides to digital so you can re-live and share your memories online with family and friends. It’s like the “Netflix” of family memories.

To get started, you just send your home movies and photos to iMemories using one of their SafeShip Kits and they do all the work for you. Once digitized, you can download everything to your computer, watch and share online, and even make DVDs/Blu-rays. The best part? You can get started for only $15.

Surprise your family with a special screening of precious memories!

13. (Bonus) How to Stop Wasting Money On Expensive Car Repairs

Still unknown to many seniors is a brilliant Car Warranty Program called Car Shield, that could help benefit millions of drivers and give them peace of mind, knowing their vehicle is protected from the unexpected.

You have auto insurance, right? Car Shield is similar but it actually covers many things that an auto insurance plan won't, like engine and transmission failures. These would likely cost $1,000s of dollars to repair.

Fortunately, car owners now have the option to go beyond their manufacturer’s warranty to cover costs. Even if your car is over 10 years old, you can still get a warranty that will cover the cost of many unforeseen repairs.

What year was your car built?

14. (Bonus) Roof Older Than 10 Years? You May Be Eligible For Roof Replacement Service

Homeowners should never have to pay outrageous prices for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.

No doubt replacing a home's roof is an easy thing to put off "until next season," especially since traditionally the cost could come with quite the price tag.

But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to overpay for roof repairs again.

Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts available in their area.

Every homeowner should check to see how cheap it can be to get a new roof in their area.

Enter ZIP to Check Eligibility Here

15. (Bonus) Seniors Can Travel The World For Less

Many cruises offer discounts for seniors if you book long enough in advance. Another tip most people don't know about is that if you are traveling alone, you can book a single occupancy room and pay less.

If you are traveling by train, consider Amtrak. They offer a 15% discount to seniors. You can also find discounted airline tickets for seniors, but this might require a little more work.  

Some airlines only offer these discounts on specific flights, and oftentimes you can't apply them online. Nonetheless, if you are willing to do the research, chances are that you will be able to keep your prices down.

16. (Bonus) Have Debt? Seniors With Over $20,000 Of Credit Card Debt Can Get It Resolved Thanks To This New Program

Don't expect credit card companies to tell you this, but they can't stop you from doing it either...

Still unknown to many is a brilliant nationwide debt relief program that could benefit millions of Americans and settle over $20,000 of their debts without taking out additional loans! You could bet the banks and credit card companies aren't too thrilled about losing all that profit from high interest credit cards and might secretly hope you don't find out about it in 2023.

Americans can pay for whatever they want - All thanks to the savings they could get through this option. Credit Card interest is through the roof right now and smart Americans are taking advantage and using this debt relief method to pay off over $20,000 of their debts! There are no signup fees and it's 100% free to see if you're eligible.

URGENT: So many Americans could still benefit today, but sadly, many perceive this program to be too good to be true. Remember, it could give you relief of over $20,000 of credit card debt & there's absolutely NO COST to see if you qualify. See how much you could get >>

Seniors Resolving Credit Card Debt With This Program

17. (Bonus) Get Empire Floors $50 Per Room Sale - Free In Home Estimate

If it's time to upgrade your floors, you might be missing out on Empire's Best Sale of the Year. You could save $1000s with this $50 per room new floor exclusive offer from Empire.

Empire is offering free in home estimates -- with hundreds of options to choose from, Empire fits everybody's needs and budget. With their simple pricing, there is no guessing and no hidden fees. Check promotion before this offer ends.

18. (Bonus) - Find The Right Senior Caregiver For You has full-time, part-time or one-time caregivers ready to support you and your loved ones.

Find a trusted caregiver to help your loved one with Grocery Shopping, Meal Prep, Housekeeping, Check Ins and Companionship. Join today and get 20% off Premium Membership! Get started with 3 easy steps

  • Create a free account
  • Add your care needs
  • Connect with local caregivers

19. (Bonus) Get DISH and Save $1080 on TV with a 3-Year TV Price Guarantee (Stop Paying So Much For Cable)

If you've had the same cable provider for a long time, you might be missing out on some great features and paying more for less. You could lock in a 3- year TV guaranteed rate of $79.99 per month with America's Top 120 package by switching to DISH.

DISH is offering 190 channels ---including free 60,000 movies and shows---to qualifying customers. In addition, you may be qualified for a free installation (up to 6 rooms) and free voice remote. Too busy to watch your favorite shows when they air? This offer also includes a Hopper Duo Smart DVR. Check promotions in your area before this offer ends.

20. (Bonus) Enjoy A New Movie At A Discounted Price

Who doesn't love going to the movies? As seniors, it's even better! Nowadays, many cinemas offer seniors a variety of discounts to take advantage of. Below is a list of some of the best ones:  

AMC Theaters (60+): 30% Discount on purchase Regal Cinamas (60+): 35% Discount on purchase Georgia Theater (Varies): Discounts vary by location Alamo Drafthouse Cinemas (60+): Matinees only $6 on weekdays B&B Theaters (60+): $1-$2 Ticket discounts Celebration Cinemas (60+): $2 Discounts on all evening shows Fridley Theaters (All ages): "Bargain Day" every Tuesday Marcus Theaters (60+): $5 Matinees on Fridays Showcase Cinemas (60+): "Senior Wednesdays" discounted ticket prices  

So enjoy a day or night out at the movies!

21. (Bonus) Top Doctor Shares Known Method For Reducing Dark Spots (It's Genius)

Dr. Steven Gundry — a personal physician to Tony Robbins and Fortune 500 executives — is now tackling a common (and frustrating) skin issue that’s stumped experts for years. During this free presentation, the doctor will reveal the truth about dark spots, common skin agers that can add years — even decades — to your appearance. During this video, he unveils the real reason that you are getting dark spots (Hint: it isn’t just the sun!).

Dr. Gundry will also reveal his shocking home method for dramatically reducing dark spots and fighting new ones from forming. This simple trick takes less than one minute a day, and can help support even, clear skin. In fact, when real-life people tried this method out, the results were astounding. Click here to watch now.